Affton, Missouri is a quaint little community located in St. Louis County. With a population of just over 20,000 residents, it’s a tight-knit community that is known for its friendly atmosphere, great schools, and affordable living. However, if you’re considering moving to Affton, it’s important to have a solid understanding of the city’s cost of living. In this article, we’ll break down all of the costs associated with living in Affton, so you can make an informed decision about whether this is the right place for you.

Breaking Down the Housing Costs in Affton, Missouri

The biggest expense for most people living in Affton is housing. The cost of homes in this community tends to be lower than other cities in the region. The average price of a home in Affton is around $160,000, which is significantly less than the average cost of a home in other cities in St. Louis County. This makes Affton an attractive option for families who want to own a home without breaking the bank.

If you’re not quite ready to purchase a home, there are many rental options available in Affton as well. The average monthly rent for an apartment in Affton is $900-$1,200 depending on location and amenities.

In addition to affordable housing options, Affton also offers a variety of recreational activities for residents. The community has several parks and trails, including the popular Affton White-Rodgers Community Center, which offers fitness classes, sports leagues, and other programs for all ages. Additionally, Affton is located just a short drive from downtown St. Louis, providing easy access to all the city has to offer, including museums, restaurants, and entertainment venues.

How Does Affton’s Cost of Living Compare to Other Cities in Missouri?

Compared to other cities in Missouri, Affton’s cost of living is slightly higher than the state average. However, when you consider the fact that Affton is located in St. Louis County, it’s actually a very affordable option. The overall cost of living index for Affton is 90, which means it’s 10% lower than the national average.

One of the reasons why Affton’s cost of living is slightly higher than the state average is due to its proximity to St. Louis. The city offers a wide range of amenities and attractions, which can drive up the cost of living. However, residents of Affton also benefit from the job opportunities and higher salaries that come with living in a larger metropolitan area.

Despite the slightly higher cost of living, Affton is still an attractive option for many people. The city has a strong sense of community and offers a high quality of life. Additionally, Affton’s location in St. Louis County provides residents with easy access to all that the county has to offer, including parks, museums, and cultural events.

The Average Income in Affton and Its Impact on Cost of Living

The median household income in Affton is around $54,000, which is slightly lower than the national average. However, when you consider the fact that the cost of living in Affton is lower than many other cities, it’s not surprising that residents are able to live comfortably on this income.

Additionally, Affton has a strong job market with a low unemployment rate, which contributes to the overall financial stability of the community. Many residents work in industries such as healthcare, education, and manufacturing, which offer competitive salaries and benefits. This, combined with the lower cost of living, makes Affton an attractive place to live for those looking to achieve a good work-life balance.

Transportation Costs: Navigating Affton’s Roads and Public Transit System

Getting around Affton is relatively easy, thanks to its well-maintained roads and public transportation system. The average cost of a gallon of gas in Affton is around $2.50, which is slightly less than the national average. The public transit system in Affton is also reliable and affordable, with a monthly pass costing around $80.

For those who prefer to bike, Affton has a growing network of bike lanes and trails. The city has also implemented a bike-sharing program, allowing residents and visitors to rent bikes for short-term use. This program has been successful in reducing traffic congestion and promoting a healthier lifestyle.

In addition to traditional modes of transportation, Affton has also embraced new technologies such as ride-sharing services and electric scooters. These options provide convenient and eco-friendly alternatives for getting around the city. However, it is important to note that these services may not be available in all areas of Affton and users should always prioritize safety when using them.

The Cost of Healthcare in Affton: What You Need to Know

As with any community, healthcare costs in Affton can vary based on individual needs. However, in general, healthcare costs in Affton tend to be lower than other cities in Missouri. This is due in part to the fact that Affton is located in St. Louis County, where there are many healthcare providers to choose from.

Another factor that contributes to the lower healthcare costs in Affton is the presence of several community health clinics. These clinics offer affordable healthcare services to residents who may not have insurance or who have limited financial resources. The clinics also provide preventive care services, such as immunizations and health screenings, which can help residents stay healthy and avoid costly medical treatments in the future.

Despite the lower healthcare costs in Affton, it is still important for residents to have health insurance coverage. This can help to offset the costs of unexpected medical expenses and ensure that individuals have access to the healthcare services they need. The Affordable Care Act has made it easier for individuals to obtain health insurance coverage, and there are many resources available to help residents navigate the enrollment process and find a plan that meets their needs and budget.

Food and Grocery Expenses: Is Affton Affordable for Your Family?

When it comes to food and grocery expenses, Affton is a very affordable option. The average cost of a meal for two at a mid-range restaurant in Affton is around $40, which is significantly less than the national average. The cost of groceries in Affton is also lower than many other cities in the region.

In addition to the affordable food and grocery expenses, Affton also has a variety of options for those who prefer to cook at home. The city has several farmers markets and locally owned grocery stores that offer fresh and affordable produce, meats, and dairy products. This not only supports the local economy but also provides healthier options for families. Additionally, many of these stores offer discounts and promotions, making it even more affordable for families to purchase quality food.

The Impact of Taxes on Affton’s Cost of Living

Taxes in Affton are relatively low when compared to other cities in Missouri. The sales tax rate in Affton is 7.63%, which is slightly higher than the state average. However, property taxes in Affton tend to be relatively low, which can help offset this cost.

Additionally, Affton has a tax credit program for low-income residents, which can further reduce the burden of taxes on their cost of living. This program provides a credit of up to $750 for eligible residents, which can be used to offset property taxes or rent payments. This program has been successful in helping low-income residents in Affton to maintain affordable housing and a reasonable cost of living.

Also read: EXPLORING THE COST OF LIVING IN AKRON

Utilities and Energy Expenses: Staying Comfortable Without Breaking the Bank

Utilities and energy expenses in Affton tend to be average when compared to other cities in the region. The average monthly cost of electricity, gas, water and garbage service is around $275. However, there are many energy-efficient options available in Affton that can help reduce these costs over time.

One of the most effective ways to reduce energy expenses is by upgrading to energy-efficient appliances. Many residents in Affton have already made the switch to Energy Star certified appliances, which can save up to 30% on energy bills. Additionally, installing a programmable thermostat can help regulate the temperature in your home and reduce energy usage when you’re not there.

Another way to save on utilities is by taking advantage of the city’s recycling program. By properly disposing of recyclable materials, you can reduce the amount of waste that goes to the landfill and potentially lower your garbage service fees. Affton also offers a yard waste collection program, which can help keep your yard clean and reduce the need for additional waste removal services.

Entertainment and Leisure Costs: What to Expect in Affton, Missouri

Affton offers a variety of entertainment and leisure options for residents of all ages, including parks and recreational areas, museums, and shopping centers. The cost of entertainment in Affton varies depending on the activity, but in general, it’s relatively affordable compared to other cities in the region.

Education Costs and Options in Affton: A Comprehensive Guide

Affton is known for its great schools, which are part of the Affton School District. The district offers a variety of educational programs for students of all ages, including preschool, elementary, middle, and high school. The cost of education in Affton varies depending on the school and program, but in general, it’s relatively affordable.

Saving Money in Affton: Tips and Tricks for Living on a Budget

If you’re looking to save money while living in Affton, there are many tips and tricks you can use to stay on budget. Some ideas include shopping for groceries at discount stores, using public transportation instead of owning a car, and exploring free entertainment options like parks and museums.

Exploring Job Opportunities and Their Effect on Cost of Living in Affton

Affton offers a variety of job opportunities in a range of industries, including healthcare, education, and retail. The impact of these job opportunities on cost of living in Affton can vary depending on individual circumstances, but in general, having a job in Affton can help offset some of the other costs associated with living in the city.

Understanding the Real Estate Market in Affton, Missouri

If you’re considering purchasing a home in Affton, it’s important to understand the local real estate market. While home prices in Affton tend to be lower than other cities in the region, the market can fluctuate depending on supply and demand. Working with a local real estate agent can help you navigate the market and find a home that fits your budget and lifestyle.

Demographics and Diversity of the Community Impacting Cost of Living

The demographics and diversity of the Affton community can impact the cost of living in a variety of ways. For example, the median age in Affton is 41, which means that the community is generally comprised of middle-aged individuals and families. Additionally, the community is relatively diverse, with a mix of racial and ethnic backgrounds represented.

In conclusion, the cost of living in Affton, Missouri is relatively affordable compared to other cities in the region. While housing costs tend to be the largest expense for most people living in Affton, there are many other costs to consider as well, including transportation, healthcare, and education. By understanding these costs and exploring ways to save money, you can live comfortably in Affton without breaking the bank.